The Benefits Of Planning Ahead
Most of us plan for the possible misfortunes of life, yet few of us prepare for the inevitable.
Many individuals and families
are making the decision to prearrange and pre-fund their
The advantages of funeral planning make sense.
Planning Your Funeral:
Provides a peace of mind
Relieves your loved ones of unneccesary concern
Assures that your wishes are known
Eases the financial burden on your family
The Purpose Of A Funeral
funeral service fills several important needs in today's
first step in overcoming
grief. A funeral brings together relatives
funeral also gives friends and relatives the opportunity
Providing For The Funeral
Traditionally, there have been
three ways a family has provided
1. Level Death Benefit Life Insurance
normally intended to cover ongoing living expenses for
usually requires waiting weeks or even months until
with inflation, proceeds may erode over time
may involve disputes over contested claims.
often depleted by the costs of illnesses before death.
may be tied up in probate.
may not be really accessible at the time of death.
long-term savings may be reduced by taxes and early withdrawal penalties
3. Friends and Relatives
places unexpected burden on those you care about most.
may put survivors in an uncomfortable and embarrassing situation.
can cause friction between loved ones.
borrowed money must be repaid.
Funeral Planning At Work
A funeral plan
eliminates your concerns
You put your plans in writing, so
Choosing The Payment Method For You
There are a variety of ways
that you can pay for your funeral plan. You can pay all at
It's All Taken Care Of
When death occurs, one call
to the funeral home is all that is needed to begin the funeral|
Paying For Your Funeral In Advance
is designed to protect you and your family from future price
Areas of Special Concern
No matter what funeral plans
you make, it is important to keep good records and to be sure
Drawing Up A Will Is Important
Every adult should have a will,
regardless of age or financial situation. A will is a legal
If you do not already have a
will you should have one drawn up as soon as possible. It is in
Keeping Accurate Records
For your family's sake, write
down everything you think the
Be sure to list all biographical and financial information, including:
location of your will
information about insurance policies
children's names, addresses, and telephone numbers
bank accounts and securities
safe deposit boxes
any other important documents
Make your arrangements before the need arises....for those you love.