The Benefits Of Planning Ahead

Most of us plan for the possible misfortunes of life, yet few of us prepare for the inevitable.


Many individuals and families are making the decision to prearrange and pre-fund their
funerals before the need arises.


The advantages of funeral planning make sense.


Planning Your Funeral:

            Provides a peace of mind

            Relieves your loved ones of unneccesary concern

            Assures that your wishes are known

            Eases the financial burden on your family


The Purpose Of A Funeral


     A funeral service fills several important needs in today's
society. First, it provides for the respectful care of the deceased,
by providing a special tribute to a unique life. Equally important
the funeral service helps survivors face the reality of death -- the

first step in overcoming grief. A funeral brings together relatives
and close friends who can lend support and comfort when
needed most.

     A funeral also gives friends and relatives the opportunity
to express the love and respect they feel for someone who was
very important to them. Just seeing how much others cared can
be a tremendous help to a family adjusting to their loss.


Providing For The Funeral


Traditionally, there have been three ways a family has provided
for a funeral.


1. Level Death Benefit Life Insurance

      normally intended to cover ongoing living expenses for
      the family.

      usually requires waiting weeks or even months until
      proceeds are available.

      with inflation, proceeds may erode over time

      may involve disputes over contested claims.


2. Savings

     often depleted by the costs of illnesses before death.

     may be tied up in probate.

     may not be really accessible at the time of death.

     long-term savings may be reduced by taxes and early withdrawal penalties


3. Friends and Relatives

     places unexpected burden on those you care about most.

     may put survivors in an uncomfortable and embarrassing situation.

     can cause friction between loved ones.

     borrowed money must be repaid.


Funeral Planning At Work


A funeral plan eliminates your concerns
by allowing you to plan and fund
your funeral before the need arises.


 You put your plans in writing, so
there will be no doubt about your
wishes. Family and friends will never
have to wonder if they have done the
right thing, if they might have
forgotten anything, or if what they selected is what you truly would have wanted.


Choosing The Payment Method For You


There are a variety of ways that you can pay for your funeral plan. You can pay all at
once, or you can pay over time!


It's All Taken Care Of


When death occurs, one call to the funeral home is all that is needed to begin the funeral|
process. Your funeral director will carry out all the arrangements per your wishes. Monies
set aside for your funeral plan will be paid directly to your funeral home.


Paying For Your Funeral In Advance


Funeral planning is designed to protect you and your family from future price increases.
Although the average funeral is priced lower today than many people might assume, a funeral
will almost surely cost more in the future. Therefore, if you are truly seeking peace of mind,
it is important that the funding method you choose provides adequate growth to offset
future price increases.


Areas of Special Concern


No matter what funeral plans you make, it is important to keep good records and to be sure
that loved ones know where records are kept.


Drawing Up A Will Is Important


Every adult should have a will, regardless of age or financial situation. A will is a legal
document that can prevent many serious problems for those you leave behind.


If you do not already have a will you should have one drawn up as soon as possible. It is in
your own and your family's best interests.


Keeping Accurate Records


For your family's sake, write down everything you think the
executor of your estate will need to know to carry out your wishes.


Be sure to list all biographical and financial information, including:

     location of your will

     information about insurance policies

     children's names, addresses, and telephone numbers

     bank accounts and securities

     safe deposit boxes

                                             benefit entitlements

                                             any other important documents



Make your arrangements before the need arises....for those you love.


Top of Page


This website was designed for Chartersville Funeral Homes by
Specialty Web Design, Websites for the funeral industry.